James Lloyd is an Associate in the King & Spalding’s Real Estate and Funds practice, where he represents a broad range of domestic and foreign clients, including major investment banks, private equity funds, and other institutional lenders, in complex real estate finance and investment transactions across the United States.

James advises on the origination, acquisition, disposition, and restructuring of mortgage and mezzanine loans, including construction, bridge, balance sheet, leverage, and securitized loans. He advises clients in structuring and negotiating sophisticated financing arrangements, including syndicated and single-lender transactions, loan-on-loan structures, and intercreditor and participation agreements. His work spans a variety of asset classes, including office, retail, hotel, industrial, and multifamily developments, and covers the full lifecycle of a transaction; from initial structuring and documentation to workouts, foreclosures, and deed-in-lieu transactions.