Our Consumer Financial Services team provides strategic advice and a practical toolkit to help financial services clients comply with consumer financial law, manage regulatory and enforcement engagements, and, when needed, mount a robust defense. Drawing on years of experience before the CFPB, FDIC, OCC, FRB, and other federal and state regulators in a complex and continually evolving landscape, we guide clients through compliance planning and review, supervisory examinations, enforcement investigations, and litigation, including novel issues across the full spectrum of consumer financial laws and regulations.

We routinely advise consumer finance clients in CFPB enforcement investigations and supervisory examinations, counsel on compliance with federal law, and, where appropriate, litigate against the CFPB. Clients rely on us to conduct thorough and reliable internal investigations; discreetly resolve government investigations on favorable terms; and use the investigative record to persuade the government to appropriately decline prosecution or enforcement. We leverage the firm’s experience representing banks, financial institutions, and other companies that provide consumer finance products and services.