People

Rachael Trummel is an experienced litigator and counselor who has successfully defended numerous putative class actions and other high-stakes litigation matters around the country. She regularly represents clients on matters involving allegations of consumer fraud and other statutory torts, product liability, breach of contract and warranty, and unjust enrichment.  Recognizing that her clients’ primary business is not litigation, Rachael counsels clients on pre-litigation risk mitigation and works to find efficient solutions to complex legal problems.  

 

Rachael’s practice is focused on consumer class action defense and other complex litigation matters. During her more than 20-year career, Rachael has counseled and represented clients in a wide range of industries, including automotive, banking and financial services, consumer products, oil and gas, health care and medical devices, real estate, and franchising, on a wide range of matters.  Such matters have included successfully defending clients against individual and putative class action lawsuits involving consumer fraud, UDAP, FCRA, EFTA, UCC, breach of contract, breach of warranty, breach of fiduciary duty, unjust enrichment, and disability discrimination claims. 

In addition to her consumer class action defense practice, Rachael has extensive experience representing automotive manufacturers and distributors in litigation and counseling matters relating to the establishment, relocation, and termination of dealers; succession and other change of control issues; vehicle supply and allocation issues; bonus programs; facility and brand identity standards; warranty claims; and the development of internet-based and other alternative vehicle distribution channels. 

Rachael regularly speaks on matters of interest to the core industries she serves. Most recently, she has spoken on matters relating to the TCPA, the CFPB, and website accessibility-related litigation risk. 

Rachael is committed to community service.  Her pro bono practice includes representing defendants in death penalty and juvenile-life-without-parole cases and petitioners in immigration proceedings.  She belongs to numerous bar associations and mentoring, networking, and inclusion groups whose mission includes supporting women, persons of color, and members of the LGBTQ community in the legal profession and beyond.

Full Bio

Credentials

J.D., Vanderbilt University School of Law

B.A., University of Chicago

District of Columbia

Illinois

Missouri

U.S. Court of Appeals for the Second Circuit

U.S. Court of Appeals for the Seventh Circuit

U.S. District Court for the Central District of Illinois

U.S. District Court for the Eastern District of Wisconsin

U.S. District Court for the Northern District of Illinois

U.S. District Court for the Southern District of Illinois

U.S. District Court for the Western District of Michigan

Founding Member, Women's Leadership & Mentoring Alliance

Member, American Bar Association

Member, Chicago Foundation for Women

Member, Defense Research Institute

Member, Human Rights Campaign

Member, National LGBT Bar Foundation

Supporter, The Women's Treatment Center

News

In the News · Source: Financial Times, Chicago Law Bulletin, Bloomberg Big Law Business, Bloomberg Law and Law360

April 5, 2019
Litigation partner Rachael Trummel joins the firm’s Trial and Global Disputes practice group in the Chicago office

View all

Matters

Lead defense counsel for bank in putative class action alleging consumer fraud, breach of contract, and usury claims relating to the bank’s overdraft and item processing policies. Obtained highly favorable “claims made” settlement in which payment to settlement class was tiny fraction of plaintiffs’ demand.

Lead defense counsel for bank in putative class action challenging bank’s ATM fee disclosures.  Obtained highly favorable settlement (de minimis payment to individual plaintiff) following successful motion to compel arbitration based on arbitration provision I had counseled bank to add to all customer account agreements.

Successful defense of oil company in putative class action alleging willful violation of the Fair and Accurate Credit Transaction Act and seeking $5 billion in statutory damages.  On interlocutory appeal, obtained ruling that challenged conduct was not willful and therefore reversing denial of summary judgment.

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Matters

Lead defense counsel for bank in putative class action alleging consumer fraud, breach of contract, and usury claims relating to the bank’s overdraft and item processing policies. Obtained highly favorable “claims made” settlement in which payment to settlement class was tiny fraction of plaintiffs’ demand.

Lead defense counsel for bank in putative class action challenging bank’s ATM fee disclosures.  Obtained highly favorable settlement (de minimis payment to individual plaintiff) following successful motion to compel arbitration based on arbitration provision I had counseled bank to add to all customer account agreements.

Successful defense of oil company in putative class action alleging willful violation of the Fair and Accurate Credit Transaction Act and seeking $5 billion in statutory damages.  On interlocutory appeal, obtained ruling that challenged conduct was not willful and therefore reversing denial of summary judgment.

Successful defense of luxury cosmetics manufacturer and distributor in putative class actions involving claims of consumer fraud, product liability, and breach of warranty regarding lead in cosmetic products.  Obtained dismissal on ground that plaintiffs’ allegations established that the alleged lead content was de minimis.

Lead counsel in successful defense of bank in action seeking to hold bank liable for millions of dollars embezzled from plaintiff healthcare entities by plaintiffs’ own employees.  Obtained dismissal of all claims based on various defenses, including ratification-by-suit doctrine.

Lead counsel in successful defense of numerous banks in putative class actions alleging violations of the ATM fee notice requirements of the federal Electronic Funds Transfer Act.

Lead counsel in successful defense of numerous banks in threatened and filed putative class actions alleging that the defendant banks’ websites and mobile applications are not adequately accessible to blind persons and therefore violate federal and state disability anti-discrimination statutes.  

Successful defense of publishing companies in action by rival publisher purporting to state claims for misappropriation of intellectual property, unfair competition, and violation of the federal RICO statute. Plaintiff responded to motion to dismiss by voluntarily dismissing entire action.

Lead counsel in successful defense of bank in action seeking to hold bank liable for losses incurred by plaintiff when her then-husband depleted plaintiff’s bank account.  Obtained dismissal based on plaintiff’s failure to state a claim.

Successful defense of large luxury goods manufacturer and distributor in putative class actions involving claims of statutory fraud and unfair trade practices relating to the marketing and sale of certain artworks.

Coordinating and trial counsel in successful defense of automotive manufacturer in numerous Congressionally-authorized fast-track arbitrations challenging the rejection and termination of certain dealer agreements in connection with the manufacturer’s pending bankruptcy.

Successful defense of large soft drink manufacturer in several putative class actions involving consumer fraud and other tort claims relating to the alleged insufficiency of the manufacturer's disclosure of ingredients in soft drink product.

Successful defense of large retail pharmacy in putative class actions involving consumer fraud, common law fraud, contract, and warranty claims relating to the pharmacy’s prescription drug labeling practices.

Successful defense of numerous healthcare systems and hospitals in putative class actions involving consumer fraud, contract, and unjust enrichment claims relating to hospital billing practices affecting the uninsured.

Successful prosecution of contribution claim by large consumer products company against equipment manufacturer and contractor for liability arising out of industrial accident.

Successful representation of large industrial REIT in $50 million lawsuit involving termination of purchase agreement for certain real property portfolio.

Successful defense of automotive manufacturer in warranty reimbursement lawsuit relating to the dealer’s conduct of service operations from unauthorized locations.

Successful defense of automotive manufacturers in numerous actions challenging defendants’ ability to establish new dealerships.

Successful defense of automotive manufacturers in actions challenging defendant’s ability to terminate dealer for failing to comply with terms of dealer agreement, including sales performance and facility obligations.

Successful defense of captive finance company in administrative proceeding involving claims that company’s financing policies unlawfully discriminated between branded and non-branded add-on products.

News

In the News · Source: Financial Times, Chicago Law Bulletin, Bloomberg Big Law Business, Bloomberg Law and Law360

April 5, 2019
Litigation partner Rachael Trummel joins the firm’s Trial and Global Disputes practice group in the Chicago office

View all

Matters

Lead defense counsel for bank in putative class action alleging consumer fraud, breach of contract, and usury claims relating to the bank’s overdraft and item processing policies. Obtained highly favorable “claims made” settlement in which payment to settlement class was tiny fraction of plaintiffs’ demand.

Lead defense counsel for bank in putative class action challenging bank’s ATM fee disclosures.  Obtained highly favorable settlement (de minimis payment to individual plaintiff) following successful motion to compel arbitration based on arbitration provision I had counseled bank to add to all customer account agreements.

Successful defense of oil company in putative class action alleging willful violation of the Fair and Accurate Credit Transaction Act and seeking $5 billion in statutory damages.  On interlocutory appeal, obtained ruling that challenged conduct was not willful and therefore reversing denial of summary judgment.

See more
Icon close

Close

Matters

Lead defense counsel for bank in putative class action alleging consumer fraud, breach of contract, and usury claims relating to the bank’s overdraft and item processing policies. Obtained highly favorable “claims made” settlement in which payment to settlement class was tiny fraction of plaintiffs’ demand.

Lead defense counsel for bank in putative class action challenging bank’s ATM fee disclosures.  Obtained highly favorable settlement (de minimis payment to individual plaintiff) following successful motion to compel arbitration based on arbitration provision I had counseled bank to add to all customer account agreements.

Successful defense of oil company in putative class action alleging willful violation of the Fair and Accurate Credit Transaction Act and seeking $5 billion in statutory damages.  On interlocutory appeal, obtained ruling that challenged conduct was not willful and therefore reversing denial of summary judgment.

Successful defense of luxury cosmetics manufacturer and distributor in putative class actions involving claims of consumer fraud, product liability, and breach of warranty regarding lead in cosmetic products.  Obtained dismissal on ground that plaintiffs’ allegations established that the alleged lead content was de minimis.

Lead counsel in successful defense of bank in action seeking to hold bank liable for millions of dollars embezzled from plaintiff healthcare entities by plaintiffs’ own employees.  Obtained dismissal of all claims based on various defenses, including ratification-by-suit doctrine.

Lead counsel in successful defense of numerous banks in putative class actions alleging violations of the ATM fee notice requirements of the federal Electronic Funds Transfer Act.

Lead counsel in successful defense of numerous banks in threatened and filed putative class actions alleging that the defendant banks’ websites and mobile applications are not adequately accessible to blind persons and therefore violate federal and state disability anti-discrimination statutes.  

Successful defense of publishing companies in action by rival publisher purporting to state claims for misappropriation of intellectual property, unfair competition, and violation of the federal RICO statute. Plaintiff responded to motion to dismiss by voluntarily dismissing entire action.

Lead counsel in successful defense of bank in action seeking to hold bank liable for losses incurred by plaintiff when her then-husband depleted plaintiff’s bank account.  Obtained dismissal based on plaintiff’s failure to state a claim.

Successful defense of large luxury goods manufacturer and distributor in putative class actions involving claims of statutory fraud and unfair trade practices relating to the marketing and sale of certain artworks.

Coordinating and trial counsel in successful defense of automotive manufacturer in numerous Congressionally-authorized fast-track arbitrations challenging the rejection and termination of certain dealer agreements in connection with the manufacturer’s pending bankruptcy.

Successful defense of large soft drink manufacturer in several putative class actions involving consumer fraud and other tort claims relating to the alleged insufficiency of the manufacturer's disclosure of ingredients in soft drink product.

Successful defense of large retail pharmacy in putative class actions involving consumer fraud, common law fraud, contract, and warranty claims relating to the pharmacy’s prescription drug labeling practices.

Successful defense of numerous healthcare systems and hospitals in putative class actions involving consumer fraud, contract, and unjust enrichment claims relating to hospital billing practices affecting the uninsured.

Successful prosecution of contribution claim by large consumer products company against equipment manufacturer and contractor for liability arising out of industrial accident.

Successful representation of large industrial REIT in $50 million lawsuit involving termination of purchase agreement for certain real property portfolio.

Successful defense of automotive manufacturer in warranty reimbursement lawsuit relating to the dealer’s conduct of service operations from unauthorized locations.

Successful defense of automotive manufacturers in numerous actions challenging defendants’ ability to establish new dealerships.

Successful defense of automotive manufacturers in actions challenging defendant’s ability to terminate dealer for failing to comply with terms of dealer agreement, including sales performance and facility obligations.

Successful defense of captive finance company in administrative proceeding involving claims that company’s financing policies unlawfully discriminated between branded and non-branded add-on products.

News

In the News · Source: Financial Times, Chicago Law Bulletin, Bloomberg Big Law Business, Bloomberg Law and Law360

April 5, 2019
Litigation partner Rachael Trummel joins the firm’s Trial and Global Disputes practice group in the Chicago office

View all

Credentials

J.D., Vanderbilt University School of Law

B.A., University of Chicago

District of Columbia

Illinois

Missouri

U.S. Court of Appeals for the Second Circuit

U.S. Court of Appeals for the Seventh Circuit

U.S. District Court for the Central District of Illinois

U.S. District Court for the Eastern District of Wisconsin

U.S. District Court for the Northern District of Illinois

U.S. District Court for the Southern District of Illinois

U.S. District Court for the Western District of Michigan

Founding Member, Women's Leadership & Mentoring Alliance

Member, American Bar Association

Member, Chicago Foundation for Women

Member, Defense Research Institute

Member, Human Rights Campaign

Member, National LGBT Bar Foundation

Supporter, The Women's Treatment Center